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cutraining.com

 

Compliance

 

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COM01 Compliance: General Operations FRB regulations, BSA, CTR, Suspicious Activity Report, OFAC, Patriot Act, RFPA, Regs S, L and A, Privacy
COM02 Compliance: Deposit Regulations TIS/NCUA part 707, Truth in Savings, Reserve Requirements, EFT Availability of Funds, UCC, Collection of Checks, Escheat
COM03 Compliance: Lending Operations FRB regulations, NCUA 701.21, Equal Credit Opportunity, Fair Housing Act, HMDA,Truth in Lending, Fair Credit Reporting Act
COM04 Bank Bribery Act Bank Bribery Act/Conflicts of Interest, NCUA IRPS 87-1, permissible and prohibited activities, exceptions, disclosures, conflicts of interest
COM05 Bank Secrecy Act Bank Secrecy Act, OFAC, NCUA 748, member identification program, new accounts, transactions, exempt persons, suspicious activity report
COM06 The USA Patriot Act Patriot Act (CIP) NCUA 748, identification, opening accounts, verification procedures, documentary and non-documentary, records
COM07 Understanding Check 21 Important terms, process, standards, consumer notice, error resolution, expedited recredit
New! COMPASS Products and services program that you can easily customize to your credit union presented with the legislation that corresponds to each product
COM09 Defining Sexual Harassment Sex for business reward, hostile environment, investigation, duty to report
COM10 Recognizing Sexual Harassment Quid pro quo, abusing power, hostile environment, email trail, harassment by customer, duty to report
COM11 Money Laundering and Customer Due Diligence What money laundering is, customer due diligence, unusual activities, red flags, BSA Officer investigations
COM12 Elder Financial Abuse Prevention Recognizing potential abuse, appropriate action when abuse is suspected, reporting to authorities
COM13 Office of Foreign Assets Control What OFAC is, OFAC procedures, verifying true matches, acting on a true match, other OFAC information
COM14 Money Services Businesses What a Money Services Business is, extra due diligence, MSB requirements, basic customer due diligence, red flags
COM15 Introduction to Identity Theft

What is Identity Theft, What is Identity Data, Property Theft and Pretexting, Mail Theft and Dumpster Diving, Credit/Debit Card Skimming, Internet and Electronic Theft, Protecting Against Identity Theft, The Identity Theft Affidavit

COM16 Identity Theft and the FACT Act Identity Theft and Legislative Background, Red Flags and the FACT Act, Responsibilities of the Credit Union, Alerts, Notifications, or Warnings, Suspicious Documents, Suspicious Personal Identifying Information, Suspicious Activity, Address Changes and Discrepancies, Response to Red Flag Detection
ORC05 Confidentiality and Security Grahmm-Leach-Bliley, NCUA 716 Bylaws, credit union HR policies such as employee relations, hours of work, pension and benefits, compensation
ACC01 Membership & Account Ownership TIS NCUA part 707, state law, account opening, disclosures, individual, joint and multiple party accounts, trust and business accounts
ACC02 Share Insurance NCUA 740, NCUSIF, maintaining the fund, definitions, POD accounts, maximum coverages, other account types
ACC03 Opening Accounts TIS NCUA part 707, state law, membership eligibility, identification, screening, account types, disclosures, holds, limitations
ACC04 Closing Accounts State law, individual, joint, living trusts, fiduciary, IRA accounts, payments to minors and beneficiaries
ACC05 Powers of Attorney State law, types of POAs - statutory, durable, springing, special; documents, revocation, substitution, termination, limitations
ACC06 Trust Accounts State law, types of trusts, Totten trusts, blocked or court ordered accounts, uniform transfer to minor, living trusts
ACC07 Decedent’s Accounts State law, account ownership, POD accounts, Powers of Attorney, minors, living trust, will or no will, estate accounts
TEL04 Reg CC - Check Holds REG CC, disclosures, definitions, availability of funds, ATM deposits, hold notices and timeframes
TEL05 Problem Check Resolution UCC, payees, signatures, endorsements, warranty, returned checks, liability, suspicious transactions
TEL06 Preventing Check Fraud UCC, new accounts, cashing checks, check security, bad checks, kiting, UCC, liability, check holds
TEL09 Reg E - ATM & EFT Transactions Regulation E, ATM card setup, lost cards, daily balancing, internet, ACH, bill payments, transfers, phone banking
EFT01 Reg E - Electronic Transactions Regulation E, initial disclosures, issuing cards, preauthorized transfers, disclosures, liability, error resolution
EFT02 Reg E - Error Resolution Regulation E, unauthorized use, types of errors, investigation, timeframes, findings, liability limits, credit and debit cards
EFT03 ACH Transactions Regulation E, parties in the process, deposits and payments, collections, conversions, rules and regulations, warranties
EFT04 Home Banking Regulation , secure transactions, the home banking system, features and benefits, regulatory requirements, faqs
EFT05 Bill Payer Regulation E, features and benefits, how does it work, setting up payees, making payments, account activity, security
INV02 How Dividends Work Truth in Savings, simple interest, compound interest, the rule of 72, interest calculators, personal savings calculator
LEN01 Understanding Consumer Credit Regulations B and Z, good and bad credit, terms and conditions, loan documents, rates, term, amortization, security
LEN03 The Loan Application Regulation B, the interview, application detail, automated processing, uncertainties and opportunities
LEN07 Reg B - Equal Credit & Fair Lending Regulation B and Fair Housing, fair lending regs, discrimination, marital status, government monitoring, credit scoring, notifications
LEN08 Reg Z - Error Resolution Regulation Z, issuing credit cards, unauthorized use, investigations, liability, cardholder rights, error resolution
REL03 Real Estate Lending Participants Participants NCUA 722 (Appraisals), mortgagor, guarantor, mortgagee, credit bureau, broker, underwriter, appraiser, title, escrow, insurer
REL04 Property Considerations NCUA 701.21 and secondary market, eligible properties, standards, raw land, junior liens, mobile homes, condos, coops, reverse mortgages
REL06 Flood Insurance/Property Valuations Flood Disaster Protection Act, flood hazard determination, notice to borrower, insurance, notice to FEMA
REL07 Home Equity Lending Truth in Lending, Application, interest rates, terms and conditions, title insurance, flood hazard, notice of right to cancel
REL08 Mortgage Paperwork Truth in Lending, RESPA, flood hazard determination, disclosures, rescission notices, closed and open
IRA01 Understanding IRA Basics IRS rules, history, qualified retirement plans, IRA types, tax benefits, IRA calculator, investment penalties
IRA02 IRA Eligibility and Contributions IRS rules, contributory, spousal, roth, comparisons, SEP, SIMPLE, rollover, trustee-to-trustee, 60 day rule
IRA03 IRA Distributions IRS rules, paperwork – contributory, rollover, SEP, SIMPLE, distributions – mandatory, normal, premature
SEC01 Member Privacy (716) NCUA 716, Gramm-Leach-Bliley, 10 steps to privacy, protected information, sharing with third parties, disclosure, opting out
SEC02 Right to Financial Privacy State and Federal law, RTFP Act, consumer authorization, criminal account activity, government’s right, regulatory agencies
SEC03 Electronic Security (748) NCUA 748, electronic access, data processing, dual control and segregation of duties, outside contracts
SEC04 Use of Electronic Media NCUA 748 Appendix A, email, software, downloads, security, prohibited activities, storing data, transmissions, outside companies
SEC05 Pretext Calling/Member Identification Gramm-Leach-Bliley, the law of protection, identity theft, identifying callers, reporting suspicious activity, educating members
BAC01 Opening Business Accounts Regs that apply to business and consumer accounts, business types, eligibility, collecting information, account setup, signing officers, application of regulations
BAC04 Member Business Loans NCUA 723, eligibility, impermissible activities, construction and development loans, maximum loans
CLR01 Check Deposits Fed rules, clearing system overview, settlement points, balancing, shipping, cash letters, fine sort, indemnification
CLR02 Check Presentment Fed rules, receiving inclearings, processing share drafts, inclearing problems, returning items, adjustments
CLR03 Check Returns Fed rules, reasons, the paying bank, large dollar items, qualified vs unqualified, timeframes, suspicious items